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Why do they have to put these vulkans fors com APRs cs 1 6 vulcan if they're meaningless?. Many have pointed out the pointlessness of this with a payday loan, but. While we don't like these loans, for a small sliver of the population , they are lending of last resort which, used right, can solve a one-off hole in people's finances. But these APRs are mostly meaningless, this is a useful warning against what can be dangerous products. To put that in context, if you borrowed the same amount on a bog-standard credit card at 17% APR, then provided you didn't miss any repayments, it would cost Ј19 to borrow Ј130 for a YEAR - Ј6 LESS than payday lenders charge for just one month. Typically, a Ј200 loan for a month has a fee of around Ј25, so you need to repay Ј115.

Payday lenders usually charge a fee instead of an interest rate cs 1 6 vulcan. That's because if you borrow over a very short term, even a small fee can become an astronomical APR. But please read each and every warning in here, explore every alternative, and consider your options very carefully before deciding a payday loan is for you. Well, it's a legal requirement that if you're offering loans to people, then you have to have your APR marked in large letters on all adverts, and on your website. If you express the typical charges payday lenders make as APRs most work out as over 1,000%. APR stands for 'annual percentage rate'.

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