Most lenders will run a mile online club vulkan org if vipclub vulkan org an applicant has had even one payday loan in the last year. This is because the presence of a payday loan on the credit record of a mortgage applicant implies there's some underlying problem with their budgeting and money management. They use data from credit reference agencies as part of this can tell how much and how often you've used payday loans. Can payday loans stop me getting a mortgage?. And lenders 'score' you to predict your likely behaviour, apply for any credit.
Even if they were fully repaid on time, a few mortgage lenders, including GE Home Lending and Kensington Mortgages, have publicly said applicants who have used payday loans won't be accepted for a mortgage with them. Even if you're offered a 'discounted fee'!, always resist this. It's often just a ploy to get you to borrow more.